Benefits vs Work Calculator
Compare benefits income vs working - see which is better for you
1
This determines your UC standard allowance
Select your household type. If you're in a couple, both of you must usually meet work requirements for UC unless one has caring responsibilities or a health condition.
2
Affects child element and childcare support
Include children who live with you and are under 16 (or under 20 if in approved education/training). This affects UC child elements, Child Benefit, and free school meals eligibility.
3
The gross hourly pay before any deductions
This is the hourly rate stated in the job advert or offer. The current National Living Wage is £11.44/hr for over 21s. Many entry-level jobs pay between £11-15/hr.
£
4
The expected weekly working hours
Full-time is typically 35-40 hours per week. Part-time can range from 16-30 hours. Working at least 16 hours may affect some benefits.
How to Use This Calculator
1
Select your household situation and number of children2
Enter the job's hourly rate and weekly hours3
Expand 'Customise Your Benefits' to add PIP, Housing Benefit, and other benefits you receive1
Select your household situation and number of children2
Enter the job's hourly rate and weekly hours3
Expand 'Customise Your Benefits' to add PIP, Housing Benefit, and other benefits you receive4
Add any work costs like travel, childcare, or lunch expenses5
Click Compare to see a full breakdown of benefits vs working income6
Share your results with advisors or family members