Tax Year 2025/26

£45,000 Salary Take Home Pay

Calculate exactly how much you'll take home on a £45,000 salary after tax, National Insurance, and pension contributions.

Your Take-Home Pay

£35,920

per year

£2,993

Monthly

£691

Weekly

£138

Daily

20.2%

Effective Tax Rate

Tax Breakdown
Gross Salary£45,000
Income Tax-£6,486
National Insurance-£2,594
Net Take-Home£35,920
Key Stats

You Keep

79.8%

of your gross salary

Total Deductions

£9,080

Tax + National Insurance

Customize Your Calculation

Add pension contributions, student loans, salary sacrifice, and more for a personalized breakdown.

Open Full Calculator

Frequently Asked Questions

Other Salary Calculations

£35,000£40,000£50,000£55,000

Related Resources

Income Tax Guide

Understand UK tax bands, rates, and how your tax is calculated.

National Insurance Guide

Learn about NI contributions and thresholds for employees.

Compare Salaries

Compare two salaries side-by-side after tax.

Last updated: December 2025 | Tax year 2025/26 rates | Source: HMRC